Registration of car insurance is a mandatory condition for legal participation in road traffic in Ukraine. But situations often arise when it is necessary check the validity of the insurance policy — whether it is OSAGO, CASCO or temporary insurance for a rented car. This is especially important for those who rent a car for rent or buys used car.

Let's figure it out, how to easily and quickly check the validity of car insurance online and offline.

🔎 Why check insurance?

Checking the policy is especially important in the following cases:

  • 🚗 When renting a car - to be sure of the legality of operation;

  • 💰 When buying a car from a private seller - to avoid counterfeiting and fraud;

  • 📅 When renewing the policy - to ensure that the data is up to date;

  • ⚠️ After an accident - to check the availability and status of the other party's insurance.

✅ What do you need to check your car insurance?

To quickly find out if your insurance policy is valid, you will need:

  • car number (state registration plate);

  • policy series and number (if any);

  • identification data of the policyholder (in some cases).

🧩 How to check OSAGO by car number in Ukraine?

In Ukraine, there is a service for checking compulsory motor insurance (OSAGO) single online service from MTIBU — Motor (transport) insurance bureau of Ukraine.

🔗 Link: https://policy-web.mtsbu.ua/

📋 Instructions:

  1. Go to the MTIBU website.

  2. Enter state registration number of the car.

  3. Specify date of verification (for example, today).

  4. Click the "Check" button.

📌 You will see:

  • Insurance company;

  • Policy type (electronic or paper);

  • Validity period;

  • Policy status (current, expired, cancelled, etc.).

📱 How to check CASCO?

Policy CASCO — voluntary, and in the public database (like OSAGO) it is not displayed. To check it:

  • Contact us insurance company, where the policy was issued;

  • Check via contact center or client's personal account;

  • Request information on serial number of the policy and VIN code of the car.

⚠️ If you rent a car, always ask the rental company for CASCO data (if it is included).

🚘 How to check insurance when renting a car?

If you rent a car from a company BestRental.com.ua or any other:

  1. 📄 Check whether the MTPL policy is included in the rental agreement (usually included by default).

  2. ✅ Request your insurance number and check it on the MTIBU website.

  3. 🔐 If the contract includes CASCO, clarify what risks it protects against and who the insurer is (you or the rental company).

  4. 🧾 All insurance documents must be attached to the rental agreement or handed over at the car dealership.

🧠 Tips on how to avoid getting a fake policy

  • Check it out only on official resources (MTIBU);

  • Do not agree to “paper policies” without registration in the database;

  • Do not buy insurance from unknown intermediaries or “through connections” without documents;

  • This electronic insurance has unique number and QR code.

📥 What to do if the policy is invalid?

If you find that the car:

  • ❌ does not have an active policy;

  • 📆 the policy is expired;

  • 📄 the insurance company was excluded from the MTIBU;

…That:

➤ Contact your insurer:

Check the correctness of the registration, clarify the status of the policy.

➤ Notify the rental company:

If you rented a car, inform the rental company immediately — perhaps the policy was not updated for a technical reason.

➤ When buying a car:

Ask the seller to issue new valid policy.

🔁 How to check for fines for lack of MTPL?

If you don't have insurance and have already been on the police radar, you can check for fines via:

  • application Action;

  • website Traffic fines of the Ministry of Internal Affairs of Ukraine;

  • or Electronic driver's account.

📌 Conclusion

Checking the validity of your insurance policy is an important step for every driver. Especially if you:

  • rent a car;

  • buy used transport;

  • you are going on a long trip.

In just 2-3 minutes you can find out if you are protected on the road.
Renting a car in BestRental.com.ua, you always get a full package of documents and verified insurance - so you can focus on the road, not the paperwork.

🚗 Safe travels and honest insurance companies to you!

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